Senior Care Options (SCO)

SCO is a program offered by MassHealth that covers all the services normally paid for through Medicare and MassHealth through a senior care organization and its network of providers. SCOs combine health and social support services by using care coordination, geriatric support services, and respite care for families and caregivers.


Enrollment is open to members who meet the following criteria:

  1. Aged 65 or older

  2. Live at home or in a long-term care facility (member cannot be an inpatient at a chronic or rehabilitation hospital or reside in an intermediate care facility for people with intellectual disabilities)

  3. In MassHealth Standard

  4. Are not subject to a six-month deductible period under MassHealth regulations

  5. Are not diagnosed with end-stage renal disease

  6. Live in an area served by a SCO plan

There are six SCO plans currently available to MassHealth members:

  • Boston Medical Center HealthNet Plan Senior Care Options

  • Commonwealth Care Alliance

  • NaviCare (HMO)

  • Senior Whole Health

  • Tufts Health Plan Senior Care Options

  • UnitedHealthCare Senior Care Options


The service areas for each of these six plans can be found by visiting their websites.

Enrollment is voluntary; a member can enroll and disenroll any month of the year. For more information on SCO, please visit