What is an ombudsman?
An ombudsman is someone who acts as a mediator or go-between when people need help resolving a dispute. Many types of organizations, from government offices to universities, offer ombudsman services to investigate issues raised by their members. There are many kinds of ombudsmen, but what they have in common is their role investigating all sides of a conflict to help everyone involved find common ground.
I really need the service that my health plan or MassHealth denied. What can I do to change their decision?
My Ombudsman can work with you one-on-one to discuss your rights and choices if you disagree with a coverage decision your health plan made. In general, you have the right to file an appeal or a grievance.
An appeal is an official way of asking your health plan (or in some cases MassHealth) to change a decision. When you file an appeal, you get to tell your health plan or MassHealth in your own words why you disagree with their decision. The provider who requested the service or care that was denied can also help with this process.
A grievance is a formal way of telling your health plan that you are not happy with their actions. This type of complaint is a way to get your concerns “on the record,” but it may not result in a different outcome or change their decision. The plan is still required to respond (usually in writing) to your concerns.
My Ombudsman can help you understand why your service was denied, explore your choices, and help you navigate the process of an appeal or grievance. We can’t represent you in an appeal, which means we can’t serve as your advocate and tell MassHealth or your health plan to make a decision in your favor.
I am a MassHealth member and I got a letter saying my health plan will not cover a service my doctor ordered. Why did they deny the service?
There are many reasons why a member can receive a denial letter. For example: Maybe MassHealth or your health plan needs more information. Or maybe the service requested is not something MassHealth or your health plan usually covers. Maybe the health plan and doctor disagree about whether the service is medically necessary. Or, the reason may be something else altogether.
If you receive a letter like this, we suggest reading it carefully and holding onto it. The letter should describe the reason for your denial and the next steps you can take, like filing an appeal. Contact your MassHealth or your health plan if you need help understanding what the letter says. If you need further assistance, you are welcome to contact My Ombudsman. We can discuss the letter together to see if we can help you understand the health plan’s decision. We can also discuss your options, including your right to ask for an appeal.
I am a MassHealth member and I am having trouble getting my prescription or medical supplies refilled. What can I do next?
If you’ve tried contacting your doctor, your pharmacy/supplier, and your health plan without success, call My Ombudsman and we will try to help determine why you are unable to get the refill. If it is an insurance-related issue, we will work with your plan and your care team to try to find a solution. Our hours are 9am-4pm, Monday-Friday. We are closed on major holidays.
NOTE: If you are experiencing a life-threatening emergency, please call 911 or go to your local emergency room.
I have insurance through my employer. Can My Ombudsman help me?
No, My Ombudsman works exclusively with MassHealth members. Please contact the plan’s member services department. The phone number is usually printed on your member ID card or can be found on the health plan’s website.
I pay for marketplace health insurance through the Health Connector. Can My Ombudsman help me?
No, My Ombudsman works exclusively with MassHealth members.
The Health Connector Consumer Ombudsman can help resolve problems related to Health Connector billing, enrollment, website function, or customer service. For any other issue, contact your insurance plan’s member services department. The phone number is usually printed on your member ID card or can be found online.
Your website says you are part of the Disability Policy Consortium. Do you also help MassHealth members who do not have disabilities?
Yes. We can work with anyone who is a current member of MassHealth, whether they have a disability or not. We support DPC’s mission to advance disability rights by protecting everyone’s access to healthcare. Our staff includes people from diverse professional, educational, cultural, linguistic, and personal backgrounds because the people who contact us come from all walks of life.
I have Medicare and MassHealth. Can My Ombudsman help me?
If your question or concern is related to a MassHealth benefit, we can help. If you do not, we will still do our best to refer you to the right place. One common place we refer to is SHINE (Serving the Health Insurance Needs of Everyone) They provide free health insurance information and counseling to all MA residents with Medicare. You can call SHINE at (800) 243-4636.
What is the difference between My Ombudsman and the MassHealth Customer Service Center?
My Ombudsman is not a part of MassHealth or any health plan. When you contact My Ombudsman, the person you talk to is not a MassHealth employee. We are an independent program run by a non-profit organization.
The MassHealth Customer Service Center can help all MassHealth members, with a wide range of questions and concerns. For example, they can provide information about your eligibility for MassHealth coverage and help you enroll in a MassHealth health plan. They can help you apply for MassHealth, give information about your health plan benefits, or help you replace a lost MassHealth member ID card. You can call the MassHealth Customer Service Center at (800) 841-2900.
My Ombudsman works with people who are already enrolled in MassHealth (members.) Our job is to help members with all kinds of questions and concerns about accessing their health plan’s covered benefits and services. We offer “hands-on” support while we work with you to investigate and resolve your problem.
I have Medicare and MassHealth and I am enrolled in a Senior Care Organization (SCO) or One Care plan. Can My Ombudsman help me?
Yes, if you are a SCO member or a One Care member, we can help you. We can work with you and your care team to find a solution to your issue.
Does MassHealth cover testing and treatment for COVID-19?
Yes. MassHealth covers medically necessary COVID-19 treatment ordered by a health care provider, for all members, no matter what kind of MassHealth coverage or plan they have. Getting tested or treated for COVID-19 when it is medically necessary is free and will NOT impact your immigration status. Learn more about what is covered from the Masshealth website: https://www.mass.gov/info-details/masshealth-coronavirus-disease-2019-covid-19-applicants-and-members#masshealth-coverage-for-testing-and-treatment-of-covid-19-
Not every COVID-19 testing site accepts MassHealth, and different testing sites accept different MassHealth health plans. Check with your healthcare provider, insurance plan, care manager, or MassHealth’s COVID-19 information website for applicants and members to find a covered or free testing site near you.