I have Medicare and MassHealth. Can My Ombudsman help me?
If your question or concern is related to a MassHealth benefit, we can help. If you do not, we will still do our best to refer you to the right place. One common place we refer to is SHINE (Serving the Health Insurance Needs of Everyone) They provide free health insurance information and counseling to all MA residents with Medicare. You can call SHINE at (800) 243-4636.
I’m having trouble getting the services I need, like home care, dental care, and other benefits offered by my One Care plan. What can I do?
All One Care members have access to a Care Partner, Care Manager, or Care Coordinator and a care team. Your Care Partner, Care Manager, or Care Coordinator’s job is to make sure everyone on your care team is working together to help you get what you need. One Care members also have the right to add a Long-Term Supports (LTS) Coordinator to their care team for additional support. If you have needs you feel are not being addressed, start by talking with your Care Partner, Care Manager, or Care Coordinator, your providers, and/or other members of your care time, like your LTS Coordinator. If you’ve already talked to your care team and you need more help, you can contact My Ombudsman.
How can I get more involved with One Care and make my voice heard or share my experience?
One Care members can attend monthly meetings held by the One Care Implementation Council (IC). This committee plays an important role in promoting accountability and transparency within One Care. Click here to learn more. All One Care plans also have a consumer advisory Council (CAC) that members can join, and plans may have other ways members can provide feedback. Contact your plan to find out how you can get involved.
Does One Care cover durable medical equipment (DME) like wheelchairs, hearing aids, catheters, or diabetes supplies?
Yes. Your One Care plan covers all the same DME as MassHealth and Medicare, and may cover additional DME. Everyone’s needs are different, so work with your care team - your healthcare providers and your Care Partner, Care Manager, or Care Coordinator to find out if your DME will be covered. Your care team can also help coordinate fittings, repairs, and more. There is no out-of-pocket cost for DME.
I received a bill after an appointment with my provider, but I thought my One Care plan was going to cover it. What should I do?
One Care members never have to pay any co-pays or fees to get care, but sometimes providers may send bills by mistake. In rare circumstances, a member may get a bill if One Care doesn’t cover the service they received, if Medicare was billed rather than your plan, or if the care required approval before getting it. You might also get a bill if the care was from an out-of-network provider (though there may be exceptions to this). If you receive a bill, contact your One Care plan right away to find out why and what you can do.
To help avoid these situations, it is a good idea to check with your plan before you get a service to make sure it will be covered. If you need help with a billing issue, contact your One Care plan or feel free to reach out to My Ombudsman for guidance.
Do I need to pay for my prescriptions if I join One Care?
There are no (co-pays) for prescriptions if you join One Care. Learn more about One Care’s prescription coverage here.
Does One Care cover my medication?
Each One Care plan has their own list of covered medications (click here to learn more ) that includes all drugs covered by MassHealth and Medicare Part D and may also include over-the-counter medications like vitamins, allergy pills, and nicotine patches (with a prescription). To know whether your One Care plan covers a specific medication you need, you can look at your plan’s list or call your plan.
Can One Care members get help with any other services at home and in the community?
One Care offers many services to help members live independently at home and in the community. These are called long-term services and supports, or LTSS. LTSS includes things like healthcare you get at home, medical equipment (like wheelchairs, hospital beds, or oxygen), day programs, and more. One Care members have the right to add a Long-Term Supports (LTS) Coordinator to their care team to help them understand the options and arrange for LTSS. LTS Coordinators work for organizations in the community. They are independent form the One Care plan). Click here to learn more.
How do One Care members get Personal Care Attendant (PCA) services?
If you think you may need PCA services, let your PCP or care team know that you would like an assessment for Personal Assistance Services (PAS) to see if your needs meet the criteria for a PCA. You will also be asked about any needs for Long Term Services and Supports (LTSS), including any need for personal assistance services, during your comprehensive assessment. In general, to qualify for PCA services, you need to have a chronic or permanent disability that stops you from doing your own personal care, and you have to need (hands-on) help with 2 to 7 Activities of Daily Living (ADLs). This includes bathing, dressing, taking medications, cooking, eating, toileting, and laundry. If you need cueing and monitoring to complete some ADLs, you may be able to get PCA services as well. PCA support with cueing and monitoring is only available through One Care. Your care team and Long-Term Supports (LTS) Coordinator (if you choose to get one) will help guide you through the process of getting a PAS evaluation and PCA services as you may need.
If you do not qualify for PCA services, your care team can help you think through other support services that may be available to meet your needs. All One Care members also have the option to have a Long-Term Supports (LTS) Coordinator who may be able to give more education and support around your options. If you need more help understanding PCA services, contact My Ombudsman.
Does One Care help with transportation (rides) to medical appointments and other places like the grocery store?
Yes. One Care offers both medical and non-medical rides through a variety of companies. You can get rides to medical appointments and to places like the grocery store or the pharmacy. There are some limits on what kinds of non-medical rides are available and how many non-medical rides you can get each month. To learn more about what transportation services are covered and how to request rides, you can call your One Care plan or ask your Care Partner, Care Manager, or Care Coordinator.
What kind of dental services can One Care members get?
One Care members can get all the dental services MassHealth covers. (check here for a list). To receive services, you will need to go to a dental provider in your One Care plan’s network. Your One Care plan may also need to approve the service ahead of time (meaning they require prior authorization). Contact your Care Partner, Care Manager, or Care Coordinator for more information about dental benefits and how to find a provider. Or, reach out to us at My Ombudsman if you need more help.
What is an individualized care plan (ICP)? How do I get one?
In the first 90 days after you join One Care, you will get a comprehensive assessment so that you and your care team can talk about your needs. After the assessment, you will work with your Care Team to make your individualized care plan (ICP). Every year, your Care Team will work with you to update your ICP in case there is a change in the health services you need and want. Your ICP can also be updated as your goals or needs change throughout the year.
An ICP identifies the health-related goals that you want to address, such as getting services for your physical and mental health care and getting long-term services and supports. They can also help coordinate: the providers you see, the medications you take, and can help you with any health-related social needs like getting housing and food supports. You will be able to record your health, independent living, and recovery goals. You will be at the center of this process to create your ICP.
Your Care Team will work with you to update your ICP any time your needs change or you want to add new needs or goals. Your Care Partner, Care Manager, or Care Coordinator will review and update your ICP with you at least once every year. Reach out to them if your goals or needs have changed, or if you have any questions about your ICP. Feel free to contact My Ombudsman if you need more help.
How do I find out who my Care Partner (CCA enrollees) or my Care Manager (Tufts Health Unify enrollees) or my Care Coordinator (UnitedHealthcare Connected) is?
When you join One Care, your One Care plan will tell you who your Care Partner, Care Manager, or Care Coordinator is. This person is a key member of your care team, so it’s important to know who they are and how to reach them. If you don’t know their name (or forgot it), you can call your One Care plan to ask who they are and how to contact them. Feel free to contact My Ombudsman if you need more help.
What is care coordination in One Care?
Care coordination means that all behavioral health, medical, and community service providers work closely with each other, your primary care provider (PCP) and with you to help you get the care you need.
Care coordination includes:
Managing your care with your provider and other health care and social services agencies working to improve your health.
Helping you with transitions between different care settings such as from the hospital back to home or to a nursing facility
Every One Care member gets a care coordinator (that may be called a Care Coordinator, Care Partner or Care Manager depending on your plan,) to help coordinate your care, and a member’s care is provided through a care team. One Care’s approach to care coordination puts the member at the center of their own care team. The care team also includes someone who may be called your Care Coordinator, Care Partner or Care Manager; providers; and other supports you may want. In One Care, the care team helps with coordinating services according to your individualized care plan.
If you want, you can also choose to have a Long-term Supports (LTS) coordinator to help you find resources and benefits available to you in your community.
What is care coordination in One Care?
Care coordination means that all behavioral health, medical, and community service providers work closely with each other, your primary care provider (PCP) and with you to help you get the care you need.
Care coordination includes:
Managing your care with your provider and other health care and social services agencies working to improve your health.
Helping you with transitions between different care settings such as from the hospital back to home or to a nursing facility
Every One Care member gets a care coordinator (that may be called a Care Coordinator, Care Partner or Care Manager depending on your plan,) to help coordinate your care, and a member’s care is provided through a care team. One Care’s approach to care coordination puts the member at the center of their own care team. The care team also includes someone who may be called your Care Coordinator, Care Partner or Care Manager; providers; and other supports you may want. In One Care, the care team helps with coordinating services according to your individualized care plan.
If you want, you can also choose to have a Long-term Supports (LTS) coordinator to help you find resources and benefits available to you in your community.
If I join One Care, do I have to change my Primary Care Provider (PCP) or any of my specialists?
If your provider is part of your One Care plan, you do not need to change. Ask your provider’s office if they accept your One Care plan (Commonwealth Care Alliance, Tufts Health Unify, or UnitedHealthcare Connected). If they don’t normally accept your One Care plan, you can keep seeing them up to 90 days after you join the plan (or until your individualized care plan (ICP) is completed), at no cost to you. This period is also known as the Continuity of Care period. During that time, your One Care plan will reach out to your provider to see if they would like to join their network. If the provider declines, after those 90 days pass, you will be required to see providers in the One Care network, with some exceptions. Reach out to your One Care plan for more information. If you need further assistance, feel free to contact My Ombudsman.
Do I need to pay for services in One Care?
No, there are no co-pays for any of the benefits, including medications. If you pay a premium to MassHealth or Medicare, you must continue to pay the premiums to keep your coverage.
Do I have to stay enrolled in One Care once I join?
No, being a One Care member is optional. You can change your mind and leave at any time, but the enrollment lasts through the end of the month. If you decide to leave One Care, you will go back to getting the same healthcare benefits and services you used to get from MassHealth and Medicare separately. If you want to join One Care again later, you can do that too.
What are the One Care health plans?
There are currently two One Care plans, Commonwealth Care Alliance and Tufts Health Unify.
To learn more about each plan, you can:
Call Commonwealth Care Alliance Member Services at (866) 610-2273.
Visit the Commonwealth Care Alliance website.
Call Tufts Health Unify Member Services at (855) 393-3154.
Call UnitedHealthcare Connected Member Services at (866) 633-4454.
Visit the UnitedHealthcare Connected website.
Who can join One Care?
You can join One Care If you are an adult who is:
Living in an area in Massachusetts covered by One Care
A person with a disability
Between the ages of 21 and 64
Enrolled in MassHealth Standard or CommonHealth as well as Medicare Parts A, B, and qualify for Part D
Not enrolled in private insurance
Not getting services from a Home and Community-Based Services waiver
To learn more about One Care enrollment, click here.